Bengaluru-based Gnani.ai has launched a self-cloned Digital Human built on its HumanOS platform at the Global Fintech Fest 2025. The avatar, generated from a short reference video and voice sample, can mimic human-like expressions, speech, and gestures in real time.
The company said the product aims to make financial communication more natural and inclusive, especially for underserved communities. “AI must understand humans better,” said Ganesh Gopalan, co-founder and CEO of Gnani.ai. “With our AI-generated Digital Human powered by HumanOS, agents don’t just replicate voice and accent — they capture look, feel, and expressiveness.”
The Digital Human can switch between languages, respond in real time, and display lifelike lip sync and micro-expressions. Built for interactive, multilingual, and context-aware communication, it allows enterprises to engage customers at scale while maintaining a human connection.
HumanOS combines cloning, speech, and fine-grained emotion control to deliver expressive and personalised digital avatars. It supports real-time speech recognition, low-latency response, and emotion-driven text-to-speech for seamless human-AI interaction.
Gnani.ai, known for its work in Indic-language AI systems, has engineered HumanOS specifically for Indian users. The company said it is targeting use cases like video KYC, onboarding, document guidance, customer service, and executive communication across web, mobile, and kiosk platforms.
Alongside the Digital Human, Gnani.ai also introduced new Automatic Speech Recognition and Text-to-Speech models trained on NVIDIA Magpie, optimized for low-latency production environments and live code-switching between languages.
At the launch, the company showcased live demos and comparisons between real and digital agents, along with case studies showing the technology in use across the banking and financial services sector.

