Razorpay Integrates Payments into OpenAI Codex, ChatGPT for Developers, Businesses

Razorpay has partnered with OpenAI to let developers integrate payments directly within Codex. The integration allows developers to embed payment functionality, including UPI and other methods, into applications by issuing prompts to Codex. 

Razorpay said this removes the need for separate payment infrastructure setup and reduces the time required to monetise applications.

“Instead of spending days setting up payment systems, developers can simply ask AI to add payments while building their app,” the company said in a statement.

The feature works through Razorpay’s MCP Server, which enables Codex to generate applications with built-in payment flows. Developers can describe the product and payment requirements, and the system configures checkout and collection automatically.

The announcement comes as India processes more than 20 billion UPI transactions monthly and has a large base of developers building AI-driven applications—with 17 million on GitHub alone.

In a separate rollout, Razorpay has also introduced an application within ChatGPT that allows businesses to manage payments through conversational queries. Users can perform tasks such as reconciling transactions, checking refunds, and tracking settlements.

“India is entering a moment where anyone with an idea can build a product in hours with AI,” said Shashank Kumar, Co-founder and Managing Director of Razorpay. 

Kumar added that developers can begin charging users as soon as their applications are created. “The next generation of startups won’t begin with funding or infrastructure—they’ll begin with a prompt,” he said.

Oliver Jay, Managing Director, International at OpenAI, said Codex usage has grown in India. “Codex is helping developers turn prompts into working software in minutes,” he said. “Integrating Razorpay directly into Codex means builders can now go from idea to product to revenue in a single workflow.”

Razorpay said the launch builds on its work in AI-led commerce, including agentic payment systems developed in collaboration with the National Payments Corporation of India.