Top 25 GCC Heads in India 2026

Uma Ratnam Krishnan

Managing Director, Optum India

Uma Ratnam Krishnan

Photo — Optum India

Uma Ratnam Krishnan is Managing Director of Optum India, a global capability center of UnitedHealth Group, a Fortune 3 company and one of the world’s largest health care organizations.


Uma oversees all aspects of Optum in India, including strategy, operations, and governance, in close partnership with the global teams. She has a rich and diverse experience, having led customer facing businesses and driven transformation across functions and geos.


Uma started her working life with the Indian Foreign Service. After a brief stint there, and before starting her corporate career, she completed an MBA at the Indian Institute of Management, Bangalore. She followed this with a Women in Leadership program at Harvard Business School and a Strategy program at Wharton.


Uma is actively engaged with prominent industry bodies in India, serving on the NASSCOM National GCC Executive Council and as Chair of the AMCHAM GCC Council. She has been named in the Top 25 GCC leaders by Analytics India Magazine (AIM) and is a recognized industry thought leader, contributing regularly to industry and speaking platforms.


Prior to joining Optum, Uma served as CEO and MD of Barclays Global Services. Over the last three decades she has held senior leadership roles at NatWest in the UK, ANZ Grindlays Bank, HDFC Bank, and Polaris Software. She serves as an Independent Director and mentors promising startups.


Uma is passionate about building high performing businesses where every team member can deliver their best work every day.

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